Terms and Conditions of Website Use

The website belongs to:

Panama Contact Services S.A.
PH Jerónimo, ground floor, Avenida B y Calle 10
San Felipe, Casco Viejo, Panama City
Republic of Panama
Email: info@panama-contact.com
Website: www.panama-contact.com

The site is informational in nature and presents the services offered or coordinated by Panama Contact, which may include guidance and assistance on immigration, corporate, banking, administrative, real estate, accounting, wealth, and relocation matters in Panama.

It may also allow the user to submit inquiries, request appointments, upload documents, make payments, or communicate with Panama Contact through third-party tools.

These Terms govern exclusively the general access to and use of the site. The engagement of services may be subject to proposals, contracts, quotes, payment terms, or additional documents.

The published content is for general informational purposes. It does not, by itself, constitute legal, immigration, banking, financial, tax, accounting, real estate, or investment advice.

The available information does not replace a professional assessment of the user's particular circumstances.

Submitting a form, booking an appointment, exchanging messages, or uploading documents does not automatically create an attorney-client relationship, an advisor-client relationship, or a contractual relationship with Panama Contact or any of its collaborators.

Such a relationship will only exist once expressly accepted and, where applicable, formalized through a proposal, contract, written confirmation, or accepted payment.

Panama Contact strives to keep the site's information clear and up to date. However, laws, regulations, administrative criteria, banking policies, documentary requirements, official fees, timeframes, and procedures may change without notice.

For this reason, Panama Contact does not guarantee that all content will remain permanently updated, complete, or applicable to each particular case.

Before making a decision or initiating a procedure, the user should request updated confirmation and an assessment of their specific situation.

The information published does not constitute a promise or guarantee of approval, account opening, obtaining residency, work permits, licenses, registration, investment, return, response time, or any other outcome.

Final decisions may depend on public authorities, banks, financial institutions, notaries, registries, providers, and other third parties independent of Panama Contact.

The timeframes mentioned on the site are general estimates and may vary depending on the applicant's circumstances, the documentation submitted, and third-party processing times.

The user agrees to use the site lawfully, diligently, and in accordance with these Terms.

In particular, the user shall:

• Provide truthful information when using the site's forms or tools.
• Respect the rights of Panama Contact and third parties.
• Avoid any conduct that compromises the security or availability of the site.
• Use the content solely for legitimate personal or business purposes.

The following is prohibited:

• Using the site for fraudulent, unlawful, or deceptive purposes.
• Impersonating another person.
• Providing false or altered information or documents, or documents belonging to third parties without authorization.
• Attempting to gain unauthorized access to the site, servers, accounts, systems, or databases.
• Introducing viruses, malicious code, or technologies intended to affect its operation.
• Carrying out automated extraction, mass copying, scraping, or systematic collection of content without authorization.
• Interfering with the operation, security, or availability of the site.
• Using the content in a way that could harm the reputation, rights, or legitimate interests of Panama Contact or third parties.

Panama Contact may restrict or block access when it detects use contrary to these Terms or potentially harmful.

The user is responsible for verifying that the contact information provided is correct.

The automatic receipt of a form, booking, or message does not imply that Panama Contact has agreed to provide a service, nor does it guarantee availability.

Panama Contact may request additional information, propose another date, decline a request, or refrain from continuing a communication where there is a legal, professional, operational, ethical, compliance, or conflict-of-interest reason for doing so.

Where the site allows file uploads, the user represents that:

• They are entitled to provide the documents.
• The information is authentic and has not been fraudulently altered.
• Its submission does not infringe third-party rights.
• The files do not contain malicious software.

The user should avoid uploading documents that were not requested or that contain unnecessary personal information.

Uploading documents does not imply their acceptance, validation, or approval by Panama Contact.

The site may provide links or tools to make certain payments. Processing may be handled by external providers and subject to their own terms.

The availability of a payment tool does not mean that all services can be engaged directly through the site.

Specific terms regarding pricing, cancellations, refunds, official fees, and service delivery must be set out in the corresponding quote, invoice, contract, or confirmation. These general Terms of use do not replace such documents.

Unless otherwise indicated, the texts, designs, logos, trademarks, images, videos, graphics, documents, databases, structure, and other content on the site belong to Panama Contact or are used with the corresponding authorization.

The user may view the content for personal, non-commercial purposes.

Its reproduction, modification, publication, distribution, sale, commercial exploitation, or use to create derivative content is prohibited without Panama Contact's prior written authorization, except for uses expressly permitted by law.

Third-party trademarks, trade names, and logos belong to their respective owners.

The site may contain links to or integrations with scheduling, payment, mapping, messaging, social media, video call, banking, public institution, or other third-party platforms.

These services are operated by third parties and may be subject to their own terms and policies.

Panama Contact does not control or guarantee the availability, security, content, decisions, or operation of external sites. The inclusion of a link does not necessarily imply approval, representation, association, or warranty regarding the third party.

Panama Contact strives to keep the site available and secure but does not guarantee permanent, uninterrupted, or error-free operation.

Access may be suspended for maintenance, updates, technical failures, security incidents, force majeure, or circumstances beyond Panama Contact's reasonable control.

Panama Contact may modify, suspend, or remove sections, functionalities, or content of the site whenever it deems necessary.

To the maximum extent permitted by applicable law, Panama Contact will not be liable for damages arising exclusively from:

• The use of general information without obtaining specific advice.
• Decisions made based on outdated or incomplete content.
• Interruptions or technical errors on the site.
• Acts, omissions, or decisions of third parties.
• External links, platforms, or content.
• Unauthorized access occurring despite the adoption of reasonable security measures.
• Misuse of the site by the user.

Nothing in these Terms excludes liabilities that cannot be legally limited or excluded.

The processing of personal data collected through the site is governed by Panama Contact's Privacy Policy.

The use of cookies and similar technologies is governed by that policy and the consent options available on the site.

Panama Contact may amend these Terms to reflect legal, technical, operational, or site-related changes.

The updated version will be published on this page along with its last modification date. Continued use of the site after the changes are published will constitute acceptance of the version then in force.

These Terms shall be governed by and interpreted in accordance with the laws of the Republic of Panama.

Any dispute related to access to or use of the site shall be submitted to the competent courts of the Republic of Panama, without prejudice to any non-waivable rights the user may have under applicable law.

Should any provision of these Terms be declared invalid, unlawful, or unenforceable, the remaining provisions shall remain in full force and effect.

For inquiries related to the site or these Terms and Conditions, you may contact:

Panama Contact Services S.A.
PH Jerónimo, ground floor, Avenida B y Calle 10
San Felipe, Casco Viejo, Panama City
Republic of Panama
Email: info@panama-contact.com
Website: www.panama-contact.com